Insurance Restoration
Xactimate® Estimates That Capture The Whole Loss
KneppKraft is a licensed contractor that has estimated insurance losses in Xactimate® since 1994, the format carriers expect, built by people who know what it actually costs to rebuild. Accurate scopes, fewer fights, fair settlements.
The estimate decides the settlement. Make it accurate.
Xactimate® is the estimating platform the insurance industry runs on, carriers expect loss estimates in its format, with current, localized pricing. KneppKraft has used it since our property-loss work began after the 1994 Northridge earthquake, scaling it across catastrophe responses from the Nisqually earthquake to Hurricanes Katrina & Rita.
The difference is who builds the estimate. A default adjuster scope can miss real costs, code upgrades, structural work, access, and the things only a builder catches on site. Because we’re a licensed structural and general contractor, our Xactimate scopes reflect what the rebuild actually takes, so you’re negotiating from a complete, defensible number.
What we use it for
- Insurance-approved repair & rebuild estimates
- Full-scope loss documentation
- Supplement & claim-dispute support
- Catastrophe / large-loss estimating teams
- Consulting & expert-witness estimates
- Direct coordination with carriers & adjusters
One platform, three audiences
Property Owners
Make sure your claim reflects the full loss. We document and estimate the real scope and work directly with your carrier.
Carriers & Adjusters
A licensed contractor delivering clean, defensible Xactimate scopes, and the field capacity to handle large and catastrophe losses.
Attorneys & Consulting
Independent estimates, scope review, and expert-witness support grounded in 40 years of construction experience.
From inspection to settled scope
Inspect
On-site documentation of the loss, photos, measurements, and a builder’s eye for hidden damage.
Estimate
A full Xactimate scope with current local pricing, nothing left off.
Negotiate
We work the estimate directly with the carrier or adjuster, supplements included.
Rebuild
The same licensed contractor that scoped the loss completes the repair.
Common Questions
Will KneppKraft write an Xactimate scope for my claim?
Yes. KneppKraft has estimated property losses in Xactimate since 1994, and as a licensed general and structural contractor, builds scopes that reflect what the rebuild actually takes, not just a default adjuster estimate.
Who is Xactimate estimating for?
Property owners, insurance carriers, and legal teams working an active claim. KneppKraft provides insurance-approved repair and rebuild estimates, full-scope loss documentation, supplement and claim-dispute support, and direct coordination with carriers and adjusters.
Why does the estimator matter more than the software?
The pricing is not the variable. Everyone working in Xactimate pulls from the same regional price list, so two estimates on the same loss rarely differ because of unit costs. They differ because of what got scoped and what got missed, and that is a judgement made on site by whoever is standing in the building. It is where a builder catches line items an office review does not.
What the numbers looked like on the Gulf Coast
Between 2005 and 2007 our team completed 65 files and estimated over $76,000,000 in damaged real estate for insurance adjusters across Louisiana and Texas: commercial properties, municipalities, parishes, shopping malls, hotels, schools, restaurants, apartment complexes, arenas and warehouses.
That work, and the year spent on the Nisqually earthquake before it, is why the catastrophe team carries general contractor licensing in six Western states (the list is on the company history page). It is also why a KneppKraft scope reads like a builder wrote it, because one did.
Have a claim? Let’s get the estimate right.
Send us the loss details: we’ll document it, scope it in Xactimate®, and help you settle it fairly.
Request an Estimate